What is a checking account and how does it work?
A StandardStack advanced flexible banking with easy daily access in deposit and withdrawals of your money most swiftly. Below is what you need to know.
How it works
A checking account with Foma Bank gives you a quick access to a countless daily deposit and withdrawals, we includes a check deposit, a cash withdrawals with your debit cards and also a flexible setting-up of direct deposit for your paycheck.
Holding a checking accounts, you’ll have the most promising liquidity of banking offering a Maximus daily transactions ranging from $500 and $10,000. Moving around with cash or keeping them at home can be very troublesome, with a checking account on Foma Bank, our primary purpose is to help secure your money and give you a flexible 24/7 access to your account and transactions.
Your Advantage with Foma Bank Checking Account. A customer option for customizing accounts for a better experience and benefits from our full services.
- Anytime and easy access of our services.
- Better means of payment with debit card or a digital wallet.
- A well strong, Total 24/7 security protection and fraud monitoring, encrypted sign-in plus card lock features and many more.
- Smart tools for a better means of money management, deals on get-cash back with rewards customized just for you
- A Standard Advantage Safe balance.
Here are the best flexibility of Checking accounts on Foma Bank. Pick one that works for you. You can always switch to the next when life changes.
An easy flexibility with checkless banking and payment methods. Foma Bank Standard Advantage SafeBalance Banking Offers
- A smart enrollment for students with no monthly fees
- A smart guide to help you from unwanted spending no overdraft fee
- A smart enrollment for students with no monthly fees
- A complete ownership for ages +14 $3.99 or completely $0 monthly fee.
Foma Bank completely refrain fees of monthly maintenance for each statement cycle that our customers are enrolled in preferred Rewards. Students under 21 who enrolled in school are qualified for a fee refraining.
A Standard Advantage Plus Banking. 24/7 banking with numerous options for monthly fees refraining.
Foma Bank Standard Advantage Plus Banking Offers
- A standard numerous ways to refrain your monthly fees.
- A standard options for setting-up, and Overdraft protection.
- A Standard option for purchasing of paper checks. $14 or completely $0 monthly fee.
Foma Bank completely refrain fees of monthly maintenance for each statement cycle that our customers are enrolled.
- A qualification of a direct deposit of $550+
- Ability to maintain a $1,200 minimum daily balance
- A suitable Rewards.
Students under 21 who enrolled in school are qualified for a fee refraining.
Standard Advantage Relatedness Banking.
Aims for a lively higher balances and interest with more options for fee refraining.
Foma Bank Standard Advantage Relatedness Banking Offers
- A zero fee on a self choice of services with rooms for additional accounts.
- A continuous interest earnings.
- A standard options for setting-up, and Overdraft protection.
- Availability of paper checks with zero charges or discount depending on check style. $24.99 or completely $0 monthly fee.
Foma Bank completely refrain fees of monthly maintenance for each statement cycle that our customers are enrolled.
- A maintenance of a combined balance of $10,000 in eligible linked accounts
⁃ Suitable Rewards.
There’s always an option for clarity statement if you have questions concerning your checking accounts with Foma Bank.
Here's what you'll get with a checking account
Fraud protection
Our $0 Liability GuaranteeFootnote16 credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Debit card controls Footnote
Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.
Custom alerts
Know now and react fast to important account changes. You can set custom alertsFootnote10 via email or text for things like a low balance, a pending deposit, an upcoming bill and more.
Better budgeting
You can see the big picture with our interactive Spending and Budgeting tool.Footnote11 Track your habits and set up budgets to take more control over your money.
Fast, secure sign-in
Need to access your account quickly? Sign in to your account without any stress every process is optimized to work fast and secured
24/7 Support service
We provide 24/7 customer support through e-mail and telegram. Our support representatives are periodically available to elucidate any difficulty..